Cloud Loan Management Built for Growth. Zumsphere LMS™ is the complete SaaS platform that digitizes lending operations for microfinance institutions.
No credit card required for trial
Get set up in under 10 minutes
From client onboarding to loan recovery, Zumsphere LMS™ provides the complete toolset for modern microfinance institutions.
Complete KYC process with document upload, ID verification, and digital signatures. Clients can self-register or be onboarded by staff.
Streamlined workflow from application to disbursement with configurable approval chains, credit scoring, and automated decisions.
Seamless integration with MTN, Airtel, Zamtel and bank transfers via Lipila API for instant disbursements and collections.
Automated financial statements, portfolio analytics, regulatory reports for BoZ, and customizable dashboards.
SMS, email, and WhatsApp reminders for payment due dates, approval statuses, and promotional campaigns.
Enterprise-grade security with role-based permissions, audit trails, and data isolation for each institution.
Get your microfinance institution digitized in just 4 simple steps.
Register your institution online in minutes. No long contracts or setup fees.
Set up your loan products, staff roles, and customize your client portal.
Import existing clients or start new registrations through digital onboarding.
Start processing loans digitally, access real-time reports, and scale your portfolio.
Choose the plan that fits your institution's size and growth ambitions.
Perfect for individual lenders & startups
Best for growing MFIs with 2-3 branches
For established MFIs & microfinance banks
All plans include a 14-day free trial with full access to features. No credit card required.
See what financial institutions across Zambia are saying about Zumsphere LMS™.
Join 50+ microfinance institutions already using Zumsphere LMS™ to streamline their operations and grow their portfolio.
No credit card required • Cancel anytime • Full support during trial